Stop Waiting on Rates and Start Using the Negotiating Power Buyers Have Right Now in This Market
Higher for longer after June Fed meeting. Bob Schildt explains why buying now with leverage makes sense. ...more
mortgage
July 24, 2026•3 min read
New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What Buyers Need to Know
VantageScore 4.0 counts rent and utility payments. Bob Schildt explains who benefits and by how much. ...more
mortgage
July 24, 2026•3 min read
Should You Take an ARM to Save Money Upfront and Here Is the Honest Answer Before You Sign
Lower payment now, risk later. Bob Schildt explains when ARMs make sense and when they do not. ...more
mortgage
June 26, 2026•4 min read
A Price Cut Does Not Mean Every Listing Can Be Lowballed and Here Is Where Real Leverage Actually Is
Not every cut means lowball room. Bob Schildt explains where real negotiating leverage actually is now. ...more
mortgage
June 26, 2026•4 min read
A Record 34 Percent of Sellers Cut Prices in February and Here Is What It Means for Buyers
Inventory up, sellers negotiating. Bob Schildt explains how prepared buyers are winning right now. ...more
mortgage
June 02, 2026•4 min read
The Fed Held Rates Steady for the Third Time and Here Is What Bob Schildt Wants Buyers to Know
Fed stable, no June meeting. Bob Schildt explains what this window means for buyers right now. ...more
mortgage
June 02, 2026•4 min read
First-Time Buyers Have More Power in Today's Market Than Most People Know
Sellers are negotiating and inventory is up. Bob Schildt shows you how to stack the tools. ...more
mortgage
May 06, 2026•5 min read
Are Home Prices Really Dropping? Why National Headlines Are the Wrong Place to Look
National data means nothing without local context. Bob Schildt breaks it down for you. ...more
mortgage
May 06, 2026•5 min read
What’s Driving Buyer Behavior in 2026: 4 Shifts You Should Know
Inventory, negotiation power, rate expectations, and lifestyle needs are shaping buyer behavior in 2026. Here’s what it means and how to plan smart. ...more
mortgage
January 11, 2026•3 min read
Important Pages
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LA #922160
NC #I-217867
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