What’s Driving Buyer Behavior in 2026: 4 Shifts You Should Know

Bob Schildt

Published on: 11/01/2026

Inventory, negotiation power, rate expectations, and lifestyle needs are shaping buyer behavior in 2026. Here’s what it means and how to plan smart.

mortgage

Will the Housing Market Crash in 2025? Here’s What Buyers Need to Know

Bob Schildt

Published on: 21/11/2025

After years of fast-rising home prices, many buyers are understandably hoping for a market correction. But are we headed for a crash—or is something else happening? According to Bob Schildt, a trusted loan officer who works closely with buyers across market cycles, the outlook isn’t nearly as dramatic as the headlines suggest.

mortgage

Rent vs. Buy in 2025: Which Option Truly Saves You More?

Bob Schildt

Published on: 21/11/2025

With housing affordability stretched and mortgage rates still higher than pre-2020 levels, many would-be buyers are wondering: Should I keep renting, or is it finally time to buy? According to Bob Schildt, a trusted loan officer with years of experience guiding homebuyers, the answer isn’t just about the monthly payment—it’s about the long-term impact.

mortgage